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How to File a Motor Vehicle Claim If your vehicle is damaged during an accident, it is necessary to make an insurance claim. It is important to understand the process. An adjuster will be sent by the insurance company to examine your vehicle damage. There is no requirement to be present when an adjuster looks over the damage to your vehicle, however you should bring along your policy and any other relevant documentation. Take Pictures Ever watch a crime show that has investigators combing through every square inch of the scene, snapping every tiny detail, from footprints to discarded chocolate wrappers? Apply the same level of attention when looking over the scene of your accident. It is essential to record as much of the event as you can in the event of an accident to ensure that you have something concrete to prove your case later on. It is crucial to take pictures of both vehicles, however you should also think about taking photographs of the damaged parts. motor vehicle accident law firm kenosha can assist insurance companies and expert witnesses to determine the size of particular objects, such as skid marks. In your photos, you should include references to points of reference, such as the location of stop signs or traffic lights. These can be used to determine the actions of the driver who was at blame for the crash. Photograph the other drivers and their passengers, as well as witnesses. You may be able to snap a photo of their license plate. Photograph emergency responders, their vehicles, and anyone who is placed on a gurney or in an ambulance. If your attorney or the court has ordered you to, only submit the photos. In the event that you don't, you could be providing evidence against your own claim. If you change the date on your photographs the insurance company might doubt your claim. Seek medical attention The first thing to do after an accident is to seek medical attention. This is not just for your health, but it is also to ensure that any injuries are recorded. In many personal injury claims you will be seeking compensation for medical bills and other damages. This is why medical records are essential to the success of your claim. Even if there are no symptoms that you are able to identify, you should make an appointment with your primary doctor or an emergency room. Your doctor will offer you a full medical evaluation and determine the extent of your injuries. In addition, they'll be able offer you the proper treatment. It is important to follow the advice of your doctor regarding your treatment plan since this will help you recover faster and help strengthen your case. This includes taking your prescriptions as well as any other medications available over the counter as well as participating in an exercise program, following the instructions regarding time off work, and attending any subsequent appointments. It is essential to avoid saying anything that an insurance adjuster may mistakenly interpret. The insurance company could try to discredit the harm you've suffered in order to reduce or deny your compensation. This is why it is recommended that you not speak with any adjusters from insurance companies unless you have an attorney present. Contact an attorney Legal representation is crucial for those injured. Lawyers can assist them in managing their stress and know how to channel their energy. Attorneys can also weigh facts and evidence to determine whether a case is worth fighting in court. The insurance firm is first and foremost an enterprise, and their goal is to collect as much money from insureds as they can, while paying out as little as they can (in theory). If you are in the midst of an accident, it could be tempting to accept a lowball offer early on because it seems the easiest option. This could have devastating consequences in the future. If you file an insurance claim, the insurance adjuster will be out to assess the damage to your car and will review receipts for personal property damage and medical bills. They will also likely interview witnesses and review records from the police. Before meeting with an adjuster it is helpful to obtain estimates for repairs from local auto shops or contractors. This will help them be aware of what they can expect for repairs. An experienced motor vehicle attorney can ensure that all required information is provided and that the correct documents are presented to the insurance company. The attorney can also give advice and suggestions about how to deal with an insurance adjuster, how to deal with the settlement, and what to do if an insurance company is unresponsive or has a shady behavior.